If you want to really kill your budget, build your finances around the use of credit cards from month to month.  Many Americans use the credit cards to permit them to overspend, with the expectation that things will get better “next month.”

If you ever been to Los Vegas, you’ll notice the casinos are really nice.  Where did that money come from:  the winners or the losers?

Credit card companies have some of the nicest balance sheets around.  Why?  Because they have the cocaine of the 90’s:  easy credit.

Take a look at this quick video that explains some of the tricks they are up to.